App Overview

Silo - Budget & Bills Tracker icon

Silo - Budget & Bills Tracker

Joeren Christopher Lee · Finance

Silo is a private money tracker that works offline

$2.99

PRICE
$2.99
No in-app purchases
BUSINESS MODEL
Paid
No overall Grossing estimate available
RATING
N/A
No ratings yet

Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.

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Build Kit

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A product spec, screen plans, and build steps for your coding agent.

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What's included15 files

A product spec, phased build plan, differentiation notes, and screen references.

  • START_HERE
  • AGENTS
  • EVIDENCE
  • SPEC
  • BUILD_PLAN
  • DIFFERENTIATION
  • skills/
  • screens/
Preview a sample Build Kit No email needed

Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.

Feature spec

Goal: Send a clear invoice after finishing a job.

  • Add a client, line items, a due date, and payment instructions.
  • Preview the total before exporting a PDF.
  • Keep an editable draft if export fails.

Screen plan

Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.

States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.

Differentiate and validate

Hypothesis: Contractors need faster repeat invoices more than more templates.

First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.

The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.

Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.

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Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.

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App evidence

Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.

Screenshots

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App Store description

Silo is a private money tracker that works offline. No sign-up, no ads, no bank logins. Everything stays on your device. Open it and see what's safe to spend today, how fast you're spending, and where your balance is heading. WHAT YOU CAN DO • Safe to spend, daily, with pace warnings and a run-out date • Budgets: a simple 50/30/20 split or caps per category • Analytics by week, month or year, plus statistics for every account • Accounts and net worth: cash, cards, loans and investments in one place • Investments with a page per holding and your returns • Bills, debts, split bills, installments and loans • Recurring bills, subscriptions and income that log themselves • Cash-flow forecast and calendar • Goals, wishlist, planned expenses and shopping lists • Trips and multi-currency, with about 150 banks abroad • Fast logging: widgets, Back Tap, Apple Pay, receipt scanning • A receipt of your day, every night • In 20 languages • Private by design: Face ID lock and hidden amounts Not a bank. Silo is a ledger you keep yourself. It doesn't connect to banks, move money, lend, trade or give financial advice.

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Opportunities

AI-GENERATED OPPORTUNITY HYPOTHESES

These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.

Build scope

Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.

Define the first version

Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.

Set boundaries

Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.

Check the hard parts

Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.

SUGGESTED BUILD STACK
BUILD KIT DIFFICULTY
Intermediate

From the Build Kit assessment.

A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.