Feature spec
Goal: Send a clear invoice after finishing a job.
- Add a client, line items, a due date, and payment instructions.
- Preview the total before exporting a PDF.
- Keep an editable draft if export fails.
App Overview
Copilot: Track & Budget Money
Apple Editor's Choice
Free · In-app purchases
PRICE
Free
In-app purchases
BUSINESS MODEL
Freemium
No overall Grossing estimate available
RATING
★ 4.8
30,297 ratings · Top 5%
Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.
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Build Kit
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A product spec, screen plans, and build steps for your coding agent.
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What's included17 files
A product spec, phased build plan, differentiation notes, and screen references.
- START_HERE
- AGENTS
- EVIDENCE
- SPEC
- BUILD_PLAN
- DIFFERENTIATION
- skills/
- screens/
Preview a sample Build Kit No email needed
Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.
Screen plan
Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.
States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.
Differentiate and validate
Hypothesis: Contractors need faster repeat invoices more than more templates.
First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.
The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.
Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.
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Free quick prompt For a smaller starting point
Quick prompt
Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.
// RORK SYSTEM PROMPT
Rork plan preview for Copilot: Track & Budget Money: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
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Opportunities
AI-GENERATED OPPORTUNITY HYPOTHESES
These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.
Hypothesis 1
Simplify the onboarding process and focus on core features.
Assumption to check: Users feel overwhelmed by too many features.
Validate with people who use this workflow before building.
Hypothesis 2
Implement automatic transaction categorization using bank linking.
Assumption to check: Manual transaction entry is tedious.
Validate with people who use this workflow before building.
Hypothesis 3
Expand reporting features with customizable filters and export options.
Assumption to check: Lack of detailed reporting options.
Validate with people who use this workflow before building.
Hypothesis 4
Improve error handling and provide clear user feedback during sync.
Assumption to check: Occasional syncing issues with bank accounts.
Validate with people who use this workflow before building.
App evidence
Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.
App Store description
Apple Editor's Choice. Apple Design Award Finalist. "Made the jump from Mint years ago and never looked back. Run, don't walk." -App Store review "An app that I love and use." -MKBHD Available on Web, iPhone, Mac, and iPad. Copilot Money is a personal finance app built to help you navigate your finances with confidence. Track spending, budgets, investments, and net worth all in one beautifully designed place. It’s powered by smart automation and built with privacy at the center. We never sell your financial data or show ads. This app is a great fit whether you like to check your finances daily or only once in a while. Copilot Money brings every corner of your financial life into one place. No more switching between five banking apps. The award-winning design makes it all feel clear instead of chaotic. However you like to engage with your money, it's easy to stay on top of it without the stress. Ditch the spreadsheets and try it free for one month! KEY FEATURES • All-in-one view: Connect to tens of thousands of financial institutions, including direct integrations with Venmo, Apple Card, and Coinbase. • Auto-categorization: Copilot Intelligence handles your transactions automatically and learns your habits over time. • Smart budgets: Adaptive and fully customizable to how you actually spend. • Subscription tracking: Every recurring charge, including the ones you forgot about. • Savings goals: Set goals, link accounts and transactions, and track your progress. • Cash flow: Visualize income, spending, and net income across time to spot trends early. • Investment tracking: View performance, intra-day updates, and benchmark against market indexes. • Custom alerts: Notifications for overdraft fees, unusual spending, paydays, and more. • Human support: Real people in-app, ready to help when you need it. • Bank-level security: Your data is protected end-to-end. • Cross-device sync: Access your account via Web, iPhone, Mac, and iPad. THE BASICS • Pricing: Monthly or annual subscription with a 1-month free trial • Platforms: Web, iOS, macOS, and iPadOS • Institutions supported: 10,000+, US only • Rating: 4.8 stars, 30,000+ reviews • Awards: Apple Editor's Choice in Personal Finance, Apple Design Awards Finalist 2024, Apple Must-Have Finance Apps, Webby Award Winner • As featured in: The New York Times, TechCrunch, The Verge, Forbes Learn More: copilot.money Privacy Policy: copilot.money/privacy_policy California Privacy Policy: copilot.money/california-privacy-notice Terms of Service: copilot.money/terms_of_service Copilot Money works with US financial institutions only.
Written user reviews are not shown here. Check current App Store reviews >
Screenshots
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Build scope
Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.
Define the first version
Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.
Set boundaries
Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.
Check the hard parts
Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.
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BUILD KIT DIFFICULTY
Advanced
From the Build Kit assessment.
A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.
