App Overview

Richual: Track Budget & Wallet icon

Richual: Track Budget & Wallet

Jayvee Ballesteros · Finance

Richual is a personal wallet, budget, goals, and money insights app designed to make everyday money tracking feel clear, calm, and actually doable.

$2.99

PRICE
$2.99
No in-app purchases
BUSINESS MODEL
Paid
No overall Grossing estimate available
RATING
4.0
1 ratings · Top 30%

Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.

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Build Kit

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A product spec, screen plans, and build steps for your coding agent.

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What's included16 files

A product spec, phased build plan, differentiation notes, and screen references.

  • START_HERE
  • AGENTS
  • EVIDENCE
  • SPEC
  • BUILD_PLAN
  • DIFFERENTIATION
  • skills/
  • screens/
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Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.

Feature spec

Goal: Send a clear invoice after finishing a job.

  • Add a client, line items, a due date, and payment instructions.
  • Preview the total before exporting a PDF.
  • Keep an editable draft if export fails.

Screen plan

Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.

States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.

Differentiate and validate

Hypothesis: Contractors need faster repeat invoices more than more templates.

First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.

The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.

Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.

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Quick prompt

> SELECT BUILD PLATFORM:

Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.

// RORK SYSTEM PROMPT
Rork plan preview for Richual: Track Budget & Wallet: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
            

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Opportunities

AI-GENERATED OPPORTUNITY HYPOTHESES

These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.

Hypothesis 1

Integrate automatic transaction categorization using bank linking.

Assumption to check: Users report difficulty in tracking expenses accurately.

Validate with people who use this workflow before building.

Hypothesis 2

Offer customizable budget categories with alerts for overspending.

Assumption to check: Limited budget tracking options.

Validate with people who use this workflow before building.

Hypothesis 3

Implement a robust export feature for transaction and budget data.

Assumption to check: Data export functionality is lacking.

Validate with people who use this workflow before building.

Hypothesis 4

Enhance the design with modern UI elements and color schemes.

Assumption to check: Users find the UI not visually appealing.

Validate with people who use this workflow before building.

App evidence

Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.

App Store description

Richual is a personal wallet, budget, goals, and money insights app designed to make everyday money tracking feel clear, calm, and actually doable. Track your wallets, savings, credit cards, cash, debts, budgets, goals, recurring transactions, interest earnings, and money habits in one beautifully organized space. Richual is built for people who want more than a plain expense tracker. It helps you understand your money picture, follow simple budgets, fund meaningful goals, and spot the patterns behind your spending. KEY FEATURES WALLETS IN ONE PLACE Track cash, banks, e-wallets, savings, credit cards, debts, and other accounts without clutter. BUDGETS, WITHOUT THE CLUTTER Create simple category budgets and see where your month is headed before it gets messy. GOALS THAT FEEL CLOSER Save for emergency funds, trips, gadgets, career moves, or anything future you is building toward. MONEY INSIGHTS See spending patterns, wallet distribution, cash flow, category breakdowns, and money trends in a visual way. RECURRING TRANSACTIONS Track repeating bills, subscriptions, transfers, and regular income so the usuals stay handled. INTEREST EARNINGS TRACKING Track interest from savings or digital bank accounts and see quiet money do its thing. MULTI-CURRENCY READY Manage wallets across different currencies and keep your bigger money picture clear. PRIVATE BY DESIGN Richual is designed around privacy, offline access, and Apple-device sync. Your data stays with you. CUSTOMIZE YOUR WHOLE VIBE Personalize cards, wallets, colors, themes, and your money space so the app feels like yours. BEAUTIFULLY DESIGNED A finance tracker that feels clean, polished, and easy to come back to. NO ADS. EVER. No interruptions. No noisy banners. Just your money, your space, your ritual. Richual is not a bank, broker, lender, or trading platform. It does not connect to bank accounts or process financial transactions. It is a manual personal finance tracker made to help you organize, understand, and build better money habits. Make wealth a daily ritual. Terms of Use: https://richual-app.vercel.app/terms.html Privacy Policy: https://richual-app.vercel.app/privacy.html

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Screenshots

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Build scope

Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.

Define the first version

Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.

Set boundaries

Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.

Check the hard parts

Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.

SUGGESTED BUILD STACK
React Native
Expo
React Navigation
AsyncStorage
Formik
Yup
BUILD KIT DIFFICULTY
Intermediate

From the Build Kit assessment.

A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.