Feature spec
Goal: Send a clear invoice after finishing a job.
- Add a client, line items, a due date, and payment instructions.
- Preview the total before exporting a PDF.
- Keep an editable draft if export fails.
App Overview
AI Money Manager App : Penny
Penny Money Manager is a clean, privacy‑first personal finance app that helps you understand where your money goes - without spreadsheets or stress
$2.99
PRICE
$2.99
No in-app purchases
BUSINESS MODEL
Paid
No overall Grossing estimate available
RATING
N/A
No ratings yet
Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.
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Build Kit
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A product spec, screen plans, and build steps for your coding agent.
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What should your app do differently? Your note travels with the kit so your coding agent builds around your idea.
What's included16 files
A product spec, phased build plan, differentiation notes, and screen references.
- START_HERE
- AGENTS
- EVIDENCE
- SPEC
- BUILD_PLAN
- DIFFERENTIATION
- skills/
- screens/
Preview a sample Build Kit No email needed
Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.
Screen plan
Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.
States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.
Differentiate and validate
Hypothesis: Contractors need faster repeat invoices more than more templates.
First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.
The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.
Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.
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Free quick prompt For a smaller starting point
Quick prompt
Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.
// RORK SYSTEM PROMPT
Rork plan preview for AI Money Manager App : Penny: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
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App evidence
Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.
Screenshots
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App Store description
Penny Money Manager is a clean, privacy‑first personal finance app that helps you understand where your money goes - without spreadsheets or stress. Track transactions across your accounts, categorize everyday spending, and set practical monthly budgets per category. With Ask Money, a built‑in on‑device AI powered by Apple Intelligence, you can ask natural questions like “How much did I spend on groceries last month?” or “Which merchants do I use the most?” and get clear, conversational answers based on your real data. Weekend vs. weekday insights, top merchants, and friendly narratives turn raw numbers into actionable patterns, helping you make smarter decisions and feel in control of your finances in just a few minutes a day. Privacy Policy: https://digitalhole.github.io/penny.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Written user reviews are not shown here. Check current App Store reviews >
Opportunities
AI-GENERATED OPPORTUNITY HYPOTHESES
These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.
Hypothesis 1
Provide personalized insights and gamification to increase engagement.
Assumption to check: Lack of user engagement due to unclear value proposition
Validate with people who use this workflow before building.
Hypothesis 2
Implement better visualizations for budget tracking.
Assumption to check: Difficulty in tracking budgets across multiple categories
Validate with people who use this workflow before building.
Hypothesis 3
Add advanced filtering and sorting features.
Assumption to check: Limited transaction filtering options
Validate with people who use this workflow before building.
Hypothesis 4
Simplify the bank account linking process with clear instructions and support.
Assumption to check: Complexity in linking bank accounts
Validate with people who use this workflow before building.
Build scope
Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.
Define the first version
Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.
Set boundaries
Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.
Check the hard parts
Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.
SUGGESTED BUILD STACK
React Native
Expo
Supabase
Zustand
react-native-recharts
react-native-gesture-handler
BUILD KIT DIFFICULTY
Intermediate
From the Build Kit assessment.
A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.
