Dibs – Simple Debt Tracker

Dibs is a simple debt tracker to keep track of personal IOUs, so you always know who owes what. Split dinners, tickets, trips, or small loans—and see everything clearly in one place. Key features: • Clear dashboard – instantly see how much you owe, how much you’re owed, and recent activity. • Person view – see all current and past debts per person, with a single net balance. • Fast entry – add debts in seconds with amount, person, and optional notes. • Smart reminders – set flexible reminders so you never forget to settle up. • Detailed history – keep track of what each debt was for and when it happened. • Private & offline – no accounts, no cloud, no tracking. Your data stays on your device. Dibs helps you stay on top of shared expenses, avoid awkward conversations, and keep your financial relationships clear—without signups, stress, or spreadsheets.