Feature spec
Goal: Send a clear invoice after finishing a job.
- Add a client, line items, a due date, and payment instructions.
- Preview the total before exporting a PDF.
- Keep an editable draft if export fails.
App Overview
Ditch: Pay Off Debt Faster
Debt sucks, but paying it off doesn't have to
Free · In-app purchases
PRICE
Free
In-app purchases
BUSINESS MODEL
Freemium
No overall Grossing estimate available
RATING
★ 4.8
4,342 ratings · Top 5%
Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.
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Build Kit
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A product spec, screen plans, and build steps for your coding agent.
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What's included18 files
A product spec, phased build plan, differentiation notes, and screen references.
- START_HERE
- AGENTS
- EVIDENCE
- SPEC
- BUILD_PLAN
- DIFFERENTIATION
- skills/
- screens/
Preview a sample Build Kit No email needed
Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.
Screen plan
Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.
States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.
Differentiate and validate
Hypothesis: Contractors need faster repeat invoices more than more templates.
First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.
The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.
Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.
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Free quick prompt For a smaller starting point
Quick prompt
Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.
// RORK SYSTEM PROMPT
Rork plan preview for Ditch: Pay Off Debt Faster: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
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App evidence
Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.
Screenshots
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App Store description
Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Written user reviews are not shown here. Check current App Store reviews >
Opportunities
AI-GENERATED OPPORTUNITY HYPOTHESES
These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.
Hypothesis 1
Provide educational resources and interactive tutorials.
Assumption to check: Users struggle with understanding debt repayment strategies
Validate with people who use this workflow before building.
Hypothesis 2
Allow users to create personalized payment plans.
Assumption to check: Limited customization for payment plans
Validate with people who use this workflow before building.
Hypothesis 3
Integrate a more user-friendly bank linking service.
Assumption to check: Difficulty in linking bank accounts seamlessly
Validate with people who use this workflow before building.
Hypothesis 4
Implement a notification system for upcoming due dates.
Assumption to check: Lack of reminders for payment deadlines
Validate with people who use this workflow before building.
Build scope
Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.
Define the first version
Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.
Set boundaries
Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.
Check the hard parts
Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.
SUGGESTED BUILD STACK
React Native
Expo
Supabase
Zustand
React Navigation
BUILD KIT DIFFICULTY
Advanced
From the Build Kit assessment.
A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.
