App Overview

Fidelity Health® icon

Fidelity Health®

Fidelity Investments · Finance

Easily manage your health care benefit plans and expenses.

Free · In-app purchases

PRICE
Free
In-app purchases
BUSINESS MODEL
Freemium
No overall Grossing estimate available
RATING
4.9
16,693 ratings · Top 5%

Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.

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Build Kit

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A product spec, screen plans, and build steps for your coding agent.

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What's included18 files

A product spec, phased build plan, differentiation notes, and screen references.

  • START_HERE
  • AGENTS
  • EVIDENCE
  • SPEC
  • BUILD_PLAN
  • DIFFERENTIATION
  • skills/
  • screens/
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Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.

Feature spec

Goal: Send a clear invoice after finishing a job.

  • Add a client, line items, a due date, and payment instructions.
  • Preview the total before exporting a PDF.
  • Keep an editable draft if export fails.

Screen plan

Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.

States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.

Differentiate and validate

Hypothesis: Contractors need faster repeat invoices more than more templates.

First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.

The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.

Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.

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Quick prompt

> SELECT BUILD PLATFORM:

Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.

// RORK SYSTEM PROMPT
Rork plan preview for Fidelity Health®: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
            

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Opportunities

AI-GENERATED OPPORTUNITY HYPOTHESES

These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.

Hypothesis 1

Provide a wider range of financial institutions for linking.

Assumption to check: Limited account linking options

Validate with people who use this workflow before building.

Hypothesis 2

Simplify navigation with clearer labels and paths.

Assumption to check: Complex navigation

Validate with people who use this workflow before building.

Hypothesis 3

Implement better automatic categorization features.

Assumption to check: Inconsistent transaction categorization

Validate with people who use this workflow before building.

Hypothesis 4

Add comprehensive budgeting features with visual progress tracking.

Assumption to check: Need for better budgeting tools

Validate with people who use this workflow before building.

App evidence

Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.

App Store description

Easily manage your health care benefit plans and expenses. The Fidelity Health® app was built to help you minimize the time, cost, and hassle of managing your health care needs. It can help you manage your benefit plans and accounts if you’re enrolled in an employer-sponsored health benefits plan through Fidelity or if you have a Fidelity Health Savings Account (HSA). With Fidelity Health, you can: Access key info about your coverage and benefits · See all your health plan coverage and benefit details · Save and share pictures of your health benefit, prescription, and vaccination ID cards for easy access anywhere Manage your health care expenses · See your Fidelity HSA balances and transaction history, or balances for certain flexible spending accounts (FSAs) · Reimburse yourself from your Fidelity HSA or FSAs for qualified medical expenses you paid out-of-pocket · Pay your providers directly from your Fidelity HSA, brokerage or cash management accounts, FSAs, or personal bank accounts · Scan a bill, so it’s easier to pay for health care expenses using your Fidelity HSA, brokerage, or cash management accounts · Take advantage of your Fidelity HSA on the go by making one-time, tax-deductible contributions from your Fidelity brokerage or cash management accounts, or linked bank accounts · Upload and save receipts for health care expenses  · Link an external bank account to your Fidelity HSA in real time so you can make a one-time contribution · Track activity across your accounts, including the status of payments, reimbursements, contributions, and other activity · Activate and set your initial PIN on your HSA or Health & Benefits debit cards Navigate your day-to-day health care needs · If enabled by your employer, search for in-network medical providers close to your location · Scan a product’s barcode to help find out if it’s a qualified medical expense for your Fidelity HSA or FSAs The Fidelity Health app is available to people who enroll in their employer-sponsored health benefits through Fidelity or have an HSA with Fidelity. The features and functionality will vary based on the relationship between you, your employer (if applicable), and Fidelity. You can use your current Fidelity NetBenefits® or Fidelity.com login information to access Fidelity Health. Fidelity Health and the Fidelity Health logo are registered service marks of FMR LLC. Images are for illustrative purposes only. Fidelity Brokerage Services LLC, Member NYSE, SIPC © 2025 FMR LLC. All rights reserved. 974525.25.0

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Screenshots

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Build scope

Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.

Define the first version

Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.

Set boundaries

Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.

Check the hard parts

Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.

SUGGESTED BUILD STACK
React Native
Expo
Supabase
Zustand
react-native-reanimated
BUILD KIT DIFFICULTY
Advanced

From the Build Kit assessment.

A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.