App Overview

Simply Mortgage icon

Simply Mortgage

Alex Ticer · Finance

Simply Mortgage gives you the power to analyze and compare mortgages, simply

$0.99 · In-app purchases

PRICE
$0.99
In-app purchases
BUSINESS MODEL
Paid
No overall Grossing estimate available
RATING
5.0
6 ratings · Top 5%

Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.

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Build Kit

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A product spec, screen plans, and build steps for your coding agent.

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What's included17 files

A product spec, phased build plan, differentiation notes, and screen references.

  • START_HERE
  • AGENTS
  • EVIDENCE
  • SPEC
  • BUILD_PLAN
  • DIFFERENTIATION
  • skills/
  • screens/
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Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.

Feature spec

Goal: Send a clear invoice after finishing a job.

  • Add a client, line items, a due date, and payment instructions.
  • Preview the total before exporting a PDF.
  • Keep an editable draft if export fails.

Screen plan

Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.

States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.

Differentiate and validate

Hypothesis: Contractors need faster repeat invoices more than more templates.

First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.

The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.

Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.

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Free quick prompt For a smaller starting point

Quick prompt

> SELECT BUILD PLATFORM:

Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.

// RORK SYSTEM PROMPT
Rork plan preview for Simply Mortgage: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
            

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Opportunities

AI-GENERATED OPPORTUNITY HYPOTHESES

These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.

Hypothesis 1

Add detailed reporting and financial advice features.

Assumption to check: Limited features for mortgage analysis

Validate with people who use this workflow before building.

Hypothesis 2

Incorporate a feature to compare different mortgage plans.

Assumption to check: No savings comparison with different loan options

Validate with people who use this workflow before building.

Hypothesis 3

Implement a more dynamic and visually engaging UI.

Assumption to check: Static user interface

Validate with people who use this workflow before building.

Hypothesis 4

Allow users to save their calculations and customize preferences.

Assumption to check: Lack of personalization

Validate with people who use this workflow before building.

App evidence

Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.

App Store description

Simply Mortgage gives you the power to analyze and compare mortgages, simply. Be informed and make the best decisions on what mortgage terms are right for you. The simple interface will take the pain and guess work out of the home buying process. Key Features: - Customize to determine your monthly payment - Breakdown of payment (Principal, Interest, Property Taxes, Additional Principal, PMI, HOA, Insurance) - Allows for additional principal (See how much faster you can pay it off) - Amortization "payoff" schedule (List of each monthly payment) - See how much principal and interest are applied for each payment - Create multiple mortgages - Side by side comparison of different mortgages - Compare how much total interest is paid over the course of the loan - Affordability calculator - No ads, completely anonymous, no pressure

Written user reviews are not shown here. Check current App Store reviews >

Screenshots

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Build scope

Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.

Define the first version

Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.

Set boundaries

Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.

Check the hard parts

Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.

SUGGESTED BUILD STACK
React Native
Expo
React Navigation
axios
@react-native-svg
BUILD KIT DIFFICULTY
Starter

From the Build Kit assessment.

A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.