App Overview

Dave: Credit, Cash & Money App icon

Dave: Credit, Cash & Money App

Dave, Inc · Finance

Take your finances to the next level with Dave

Free · In-app purchases

PRICE
Free
In-app purchases
BUSINESS MODEL
Freemium
No overall Grossing estimate available
RATING
4.8
900,862 ratings · Top 5%

Evidence scope: No current overall US chart position is available. Category-chart positions shown in discovery are a separate scope. Revenue is a directional model estimate, not verified earnings.

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Build Kit

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A product spec, screen plans, and build steps for your coding agent.

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Combine features and design from your favorite apps.

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What's included18 files

A product spec, phased build plan, differentiation notes, and screen references.

  • START_HERE
  • AGENTS
  • EVIDENCE
  • SPEC
  • BUILD_PLAN
  • DIFFERENTIATION
  • skills/
  • screens/
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Illustrative example: an invoice app for independent contractors. Your kit is tailored to the app you choose; this is not its generated content.

Feature spec

Goal: Send a clear invoice after finishing a job.

  • Add a client, line items, a due date, and payment instructions.
  • Preview the total before exporting a PDF.
  • Keep an editable draft if export fails.

Screen plan

Invoice editor: Client at the top, editable line items in the middle, total and preview action at the bottom.

States: Empty draft, validation errors beside each field, exporting, and a retry action that preserves the draft.

Differentiate and validate

Hypothesis: Contractors need faster repeat invoices more than more templates.

First experiment: Test duplicating a previous job with five contractors. Watch where they hesitate before expanding the feature set.

The full kit adds a phased build plan, evidence notes, tool prompts, and implementation guidance. It is a plan for your coding agent, not a finished app.

Usage: Mechanics are fair game; never reuse the original name, branding, assets, or verbatim copy.

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Free quick prompt For a smaller starting point

Quick prompt

> SELECT BUILD PLATFORM:

Good fit for mobile-first iOS and Android prototypes with managed app scaffolding.

// RORK SYSTEM PROMPT
Rork plan preview for Dave: Credit, Cash & Money App: map the core Finance workflow, choose the smallest differentiated feature set, define the data and monetization boundaries, then prototype the riskiest user journey first.
            

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Opportunities

AI-GENERATED OPPORTUNITY HYPOTHESES

These are generated suggestions, not verified review quotations. Check current App Store reviews and speak with users before treating a possible gap as a requirement.

Hypothesis 1

Implement personalized cash advance limits based on user credit score.

Assumption to check: Limited cash advance amounts available to users.

Validate with people who use this workflow before building.

Hypothesis 2

Enhance categorization with AI-driven suggestions.

Assumption to check: Transaction categorization can be confusing.

Validate with people who use this workflow before building.

Hypothesis 3

Create a more streamlined design with fewer elements per screen.

Assumption to check: User interface can feel cluttered.

Validate with people who use this workflow before building.

Hypothesis 4

Integrate a chat feature for real-time support.

Assumption to check: Limited customer support options.

Validate with people who use this workflow before building.

App evidence

Original App Store material. Ratings and screenshots describe the existing app, not proof of demand for your version.

App Store description

Take your finances to the next level with Dave. You could pocket up to $500¹ with ExtraCash® and so much more. Dave Membership Information ¹Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically authorized within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com. UP TO $500 IN 5 MIN OR LESS¹ Remove extra stress with ExtraCash® up to $500. There’s no credit check, interest, or late fees. EXTRACASH 101 ExtraCash offers the ability to get between $25-500 when you’re in a pinch.¹ The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash, you’ll agree to a settlement date to pay your outstanding balance. ACCESS YOUR CASH INSTANTLY² You could get up to $500 when you download Dave, link a bank account, choose your amount, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll get instant cash. GET PAID EARLY Receive your paycheck in advance, up to 2 business days early when you set up direct deposit.³ SAY GOODBYE TO PESKY FEES Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 40K+ MoneyPass ATMs.⁴ Enjoy the freedom to get money with no interest, no credit check, and no late fees. Dave provides a better path to your money than a traditional payday loan or cash advance. OUR MEMBERSHIP FEE There’s a small monthly membership fee that gives you full access to our suite of features. HAVE MORE QUESTIONS? Send us an email at [email protected]. Disclosures related to the Dave app: ²Express fees apply to select instant transfers. See your fee schedule in-app. ³Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date. ⁴ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See https://www.moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply. General Terms See the Dave Checking Deposit Agreement and Disclosures and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019. Dave is not affiliated with payday loan, instant cash advance, or other money apps to access paycheck early with an instant payday, such as Albert, Brigit, CashApp, Chime SpotMe, Cleo, Earnin, Empower, FloatMe, Instacash, Kikoff, Klover, or MoneyLion.

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Screenshots

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Build scope

Plan a focused first version with your coding agent. These are planning assumptions, not a delivery guarantee.

Define the first version

Choose one audience and one core workflow. Use the kit to agree on its screens, data, and acceptance criteria before building.

Set boundaries

Decide which secondary features, integrations, and platform support can wait. Your version does not need to reproduce everything in the original.

Check the hard parts

Validate external services, specialist technology, data access, and ongoing costs for your chosen scope.

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From the Build Kit assessment.

A reliable timeline needs an agreed scope and a technical check. Ask your agent to estimate the phases in BUILD_PLAN.md after that review.